Yes, there is a way to find that out. You will have to apply for an Encumbrance Certificate for the property. If there are any pending loans on the property that have been registered in the sub registrar’s office those will be captured in the Encumbrance Certificate. However, you need to be careful about hand loans. Hand loans are unregistered and will not reflect in an EC. In the case of hand loans also, the vendor deposits the original documents with the loan provider.