Hi, I am not a property expert or anything (had posted a question on this forum - so, am also in property hunt mode). But, as per my understanding, banks don't verify things so thoroughly. A family friend took a loan from SBI itself, but later that project got delayed. It is already delayed by 2 years and they are yet to get possession. So, I don't agree with this strict process thing and all. Better to check with some lawyer for any doubts in my opinion.
yes, if you want home loan check with 2-3 banks (we are trying to go through a loan agent to make our work easy).
Hope this helps. No offence to anyone here.